/* cat-insurance.org cool-editorial design (talaria-site-designer v1.4)
   Targets existing page class names so every page restyles from one sheet. */
:root{
  --ink:#1B1E24; --ink2:#444A50; --bg:#F4F5F1; --panel:#FFFFFF;
  --accent:#108C6E; --accent-dk:#0B6E55; --accent2:#CFE3D6;
  --line:#E3E5DF; --rule:#E3E5DF; --muted:#6B726B; --nav:#1B1E24; --good:#0B6E55;
}
*{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--ink);font-family:"Newsreader",Georgia,serif;font-size:18px;line-height:1.65}
a{color:var(--accent-dk);text-underline-offset:2px}
h1,h2,h3{font-family:"Space Grotesk",system-ui,sans-serif;letter-spacing:-.02em;line-height:1.12;font-weight:600}
.num,.mono{font-family:"JetBrains Mono",ui-monospace,monospace;font-variant-numeric:tabular-nums}
.wrap{max-width:1080px;margin:0 auto;padding:0 24px}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
a,button,select,input,textarea{transition:transform .12s ease,background-color .12s ease,border-color .12s ease}
.cta:active,button:active{transform:scale(.98)}
img{max-width:100%}
@media (prefers-reduced-motion:reduce){*{transition:none!important}}

header{background:var(--bg);border-bottom:1px solid var(--line)}
header .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:16px 24px;flex-wrap:wrap}
.logo{display:inline-flex;align-items:center;gap:12px;text-decoration:none}
.logomark{width:40px;height:40px;border-radius:50%;overflow:hidden;background:none;box-shadow:none;flex:0 0 auto}
.logomark img{width:40px;height:40px;border-radius:50%;object-fit:cover;display:block}
.logotype{display:flex;flex-direction:column;line-height:1.05}
.lt-name{font-family:"Space Grotesk";font-weight:700;font-size:1.14rem;color:var(--ink);letter-spacing:-.03em}
.lt-name .ac{color:var(--accent-dk)}
.lt-tag{font-family:"JetBrains Mono";font-size:.58rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);margin-top:1px}
header nav a{color:var(--ink);text-decoration:none;margin-left:22px;font-family:"Space Grotesk";font-weight:500;font-size:.94rem}
header nav a:hover{color:var(--accent-dk)}
.hgrad{display:none}

.hero{background:var(--bg);border-bottom:1px solid var(--line)}
.hero .wrap{padding:46px 24px 40px}
.hero h1{font-size:2.6rem;margin:.18em 0 .2em;color:var(--ink)}
.hero p{font-size:1.12rem;color:var(--ink2);opacity:1;max-width:46ch}
.pill{display:inline-block;font-family:"JetBrains Mono";font-size:.72rem;letter-spacing:.18em;text-transform:uppercase;color:var(--accent-dk);background:none;padding:0;margin-bottom:6px;font-weight:500}
.byline{display:flex;align-items:center;gap:10px;color:var(--muted);font-family:"Space Grotesk";font-size:.84rem;margin:8px 0 0}
.byline b{color:var(--ink)} .byline .av{width:30px;height:30px;border-radius:50%;object-fit:cover;border:1px solid var(--line);background:var(--accent2)}
.byline.light{color:var(--ink2)} .byline.light b{color:var(--ink)}

.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}
.hero-photo{width:100%;height:auto;aspect-ratio:4/3;object-fit:cover;border-radius:14px;border:1px solid var(--line);display:block;margin-top:22px}
.hero-grid picture{display:block}

main{max-width:1080px;margin:0 auto;padding:30px 24px 50px}
h2{font-size:1.6rem;margin:1.4em 0 .45em;color:var(--ink)}
p{color:var(--ink2)}
.lead{font-size:1.05rem;color:var(--ink2)}

.calc,.form-card{background:var(--panel);border:1px solid var(--line);border-radius:14px;padding:28px;box-shadow:0 24px 48px -28px rgba(27,30,36,.22)}
.fld,.field{display:flex;flex-direction:column;gap:6px;margin:0 0 14px;font-weight:500}
.fld>span,.field>span{font-family:"Space Grotesk";font-weight:500;font-size:.9rem}
.fld select,.fld input,.field input,.field textarea,.qty input{padding:12px;border:1px solid var(--line);border-radius:8px;font:inherit;font-size:1rem;background:var(--bg);color:var(--ink)}
.fld select:focus,.fld input:focus,.field input:focus,.field textarea:focus{border-color:var(--accent);background:#fff;outline:none}
.hint{display:block;color:var(--muted);font-family:"Space Grotesk";font-weight:400;font-size:.78rem;margin-top:2px}
.qty{display:flex;align-items:center;gap:10px;margin:11px 0;font-weight:600}.qty input{width:90px}

.result{margin-top:18px;padding:20px 0 4px;border-top:1px solid var(--line);background:none;text-align:center}
.result .big{font-family:"Space Grotesk";font-weight:700;font-size:3rem;color:var(--accent-dk);line-height:1.04}
.bar{height:8px;border-radius:5px;background:linear-gradient(90deg,#E6EBE4,var(--accent2),var(--accent));position:relative;border:1px solid var(--line);margin:14px 0 4px}
.bar i{position:absolute;top:-5px;width:3px;height:18px;background:var(--ink);border-radius:2px}
.cta{display:inline-block;margin-top:16px;background:var(--accent-dk);color:#fff;padding:13px 26px;border-radius:8px;text-decoration:none;font-family:"Space Grotesk";font-weight:600;border:0;cursor:pointer}
.cta:hover{background:var(--accent)}
.lead{margin-top:0}
.lead.box,.calc .lead{margin-top:14px;background:var(--panel);border:1px solid var(--line);border-radius:12px;padding:16px;text-align:left}

.feats{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:0;border:1px solid var(--line);border-radius:12px;overflow:hidden;background:var(--panel);margin:18px 0}
.feat{padding:18px;border-right:1px solid var(--line);background:none}
.feat:last-child{border-right:0}.feat:first-child{background:#EEF2EA}
.feat span{font-family:"Space Grotesk";font-weight:700;display:block}.feat small{color:var(--muted)}

table{width:100%;border-collapse:collapse;margin:14px 0;background:var(--panel);font-size:.98rem;border:1px solid var(--line);border-radius:12px;overflow:hidden}
th{font-family:"Space Grotesk";font-weight:600;font-size:.84rem;color:var(--muted);text-align:left;padding:13px 16px;border-bottom:1px solid var(--line)}
th:not(:first-child){text-align:right}
td{border:0;border-bottom:1px solid var(--line);padding:13px 16px}
tr:last-child td{border-bottom:0}
td:first-child{font-family:"Space Grotesk";font-weight:500;color:var(--ink)}
td:not(:first-child){font-family:"JetBrains Mono";text-align:right;color:var(--ink2);font-variant-numeric:tabular-nums}

.faq{background:var(--panel);border:0;border-bottom:1px solid var(--line);border-radius:0;padding:15px 2px;margin:0}
summary{font-family:"Space Grotesk";font-weight:600;cursor:pointer}

.guides{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:12px 0}
.gcard{display:block;border:1px solid var(--line);border-radius:12px;padding:20px;background:var(--panel);text-decoration:none;color:var(--ink);box-shadow:none}
.gcard strong{font-family:"Space Grotesk";display:block;color:var(--ink);margin-bottom:4px;font-weight:600}
.gcard small{color:var(--muted)}
.gcard:hover{border-color:var(--accent)}

.ad{margin:24px 0;min-height:90px;background:none;border:1px solid var(--line);border-radius:10px;display:flex;align-items:center;justify-content:center;color:var(--muted);font-family:"JetBrains Mono";font-size:.66rem;letter-spacing:.14em;text-transform:uppercase}
.related,.ctabar{display:flex;flex-wrap:wrap;gap:10px;margin:14px 0}
.related a{text-decoration:none;border:1px solid var(--line);background:var(--panel);padding:9px 16px;border-radius:8px;font-size:.92rem;color:var(--ink)}
.related a:hover{border-color:var(--accent)}
.disc{font-family:"Space Grotesk";font-size:.82rem;color:var(--muted);background:var(--panel);border:1px solid var(--line);border-radius:10px;padding:14px 16px;margin-top:18px}
.aboutbanner{border:1px solid var(--line);border-radius:14px;padding:22px;box-shadow:none}

footer{background:var(--ink);color:#c4cbc4;margin-top:36px;border-top:3px solid var(--accent)}
footer .wrap{padding:30px 24px;font-family:"Space Grotesk";font-size:.9rem}
footer a{color:#fff;text-decoration:none;margin-right:18px}
footer a:hover{color:var(--accent2)}
footer .cols{display:grid;grid-template-columns:1.8fr 1fr 1fr;gap:32px;align-items:start;margin-bottom:16px}
footer .cols a{display:block;margin:0 0 9px}
footer strong{color:#fff;font-family:"Space Grotesk"}

@media (max-width:760px){
  .hero-grid{grid-template-columns:1fr;gap:24px}
  .hero h1{font-size:2.1rem}
  .feats,.guides{grid-template-columns:1fr}
  footer .cols{grid-template-columns:1fr 1fr}
  .feat{border-right:0;border-bottom:1px solid var(--line)}
}